Be flood-smart - Reduce your risk

3/20/2020 (Permalink)

Stay informed and stay prepared

Ready.gov has great tips on how to be flood smart and reduce your risk of being unprepared. See below for some suggestions on how to be better prepared this spring storm season. 

A flood does not have to be a catastrophic event to bring high out-of-pocket costs, and you don’t have to live in a high-risk flood area to suffer flood damage. Around twenty percent of flood insurance claims occur in moderate-to-low-risk zones. Property owners should remember: ? The time to prepare is now. Visit ready.gov/floods for more on family preparedness for flood and other emergencies.

There are a number of steps individuals and families can take to better prepare themselves for flooding and reduce their risks. Remember to have a family evacuation plan, put an emergency kit together, and keep important papers and valuables in a safe, dry place. Gather supplies in case of a storm, strengthen your home against damage, and review your insurance coverages.

Only flood insurance covers flood damage. Most standard homeowners policies do not cover flood damage. Remember: it typically takes 30 days for a new flood insurance policy to go into effect, so get your policy now.. Visit floodsmart.gov (or call 1-800-427-2419) to learn more about individual flood risk, explore coverage options, and to find an agent in your area.

Before A Flood

Practice your family emergency plan. Plan and practice flood evacuation routes from home, work, and school that are on higher ground.

Conduct a thorough home inventory. Thorough documentation of your belongings will help you file your flood insurance claim. For more information, visit http://www.ready.gov/insurance-vitalrecords.

Your local SERVPRO restoration specialists are happy to serve you 24 hours a day/7 days a week. If you experience a flood damage in your home or business, please call (607) 722-2262.